{"id":178615,"date":"2026-01-30T12:20:19","date_gmt":"2026-01-30T17:20:19","guid":{"rendered":"https:\/\/alphastreet.com\/india\/?p=178615"},"modified":"2026-01-30T12:20:19","modified_gmt":"2026-01-30T17:20:19","slug":"manba-finance-ltd-q3-2026-results-highlights","status":"publish","type":"post","link":"https:\/\/alphastreet.com\/india\/manba-finance-ltd-q3-2026-results-highlights\/","title":{"rendered":"Manba Finance Ltd. Q3 2026 Results Highlights"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">About Manba Finance Ltd.<\/h2>\n\n\n\n<p>Manba Finance Ltd. (MANBA) is an Indian non-banking financial company (NBFC) headquartered in Mumbai, Maharashtra. It was originally incorporated in 1996 and started operations in 1998, later becoming a public limited company in 2005. The company is registered with the Reserve Bank of India (RBI) as an NBFC-Base Layer (NBFC-BL) and does not accept public deposits.<\/p>\n\n\n\n<p>The core business of Manba Finance revolves around providing financial solutions for the purchase of vehicles, especially two-wheelers, three-wheelers and electric variants (EV2Ws\/EV3Ws). Over time, it has diversified into used car loans, small business loans, and personal loans as well. The company primarily serves salaried and self-employed customers, offering tailored loan products with competitive features and relatively quick turnaround times for loan approval and disbursement.<\/p>\n\n\n\n<p>Manba Finance operates through a wide network of branches and dealer relationships across several states in western, central, and northern India, partnering with over 1,100 dealers, including more than 190 EV dealers to source business and expand its reach. The company emphasizes ethical and transparent practices, supported by technology infrastructure that enhances operational efficiency and customer service. Overall, Manba Finance aims to facilitate access to capital for individuals and businesses seeking vehicle or personal financing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Business &amp; Growth Highlights<\/h2>\n\n\n\n<p>About Manba Finance Ltd. had an AUM (Assets Under Management) of INR 16,308 million (\u20b91,630 crore). Strong growth over three years with<\/p>\n\n\n\n<p>AUM three-year CAGR of 39.0%, net interest income (NII) three-year CAGR of 39.7%, and PAT three-year CAGR of 57.4%.<\/p>\n\n\n\n<p>Disbursements increased from \u20b96,715 million to \u20b97,461 million. Net interest income was \u20b91,104 million (up from \u20b9926 million). Net NPA was 2.57%. Gross NPA was 3.38%.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Operational Strength <\/h2>\n\n\n\n<p>Strong distribution network with 1,400+ dealers and 113 locations. Focus on quick loan turnaround times with many loans sanctioned rapidly). Diverse loan offering covering both secured and tailored products.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>About Manba Finance Ltd. Manba Finance Ltd. (MANBA) is an Indian non-banking financial company (NBFC) headquartered in Mumbai, Maharashtra. It was originally incorporated in 1996 and started operations in 1998, later becoming a public limited company in 2005. The company is registered with the Reserve Bank of India (RBI) as an NBFC-Base Layer (NBFC-BL) and [&hellip;]<\/p>\n","protected":false},"author":2389,"featured_media":125416,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1941,1],"tags":[8265],"class_list":["post-178615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stock-analysis","category-finance-stocks","tag-finance"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/alphastreet.com\/india\/wp-content\/uploads\/2021\/11\/Earnings-Coverage.jpg","jetpack_likes_enabled":false,"jetpack-related-posts":[{"id":173881,"url":"https:\/\/alphastreet.com\/india\/manba-finance-ltd-manba-q2-2025-earnings-call-transcript\/","url_meta":{"origin":178615,"position":0},"title":"Manba Finance Ltd (MANBA) Q2 2025 Earnings Call Transcript","author":"News desk","date":"January 22, 2026","format":false,"excerpt":"Manba Finance Ltd (NSE: MANBA) Q2 2025 Earnings Call dated Oct. 25, 2024 Corporate Participants: Manish Shah \u2014 Managing Director Jay Mota \u2014 Chief Financial Officer Analysts: Avinash Singh \u2014 Analyst Samad \u2014 Analyst Monshree Soni \u2014 Analyst Rahil Shah \u2014 Analyst Lokesh Dube \u2014 Analyst Madhur Mandhana \u2014 Analyst\u2026","rel":"","context":"In &quot;Earnings Call Transcripts&quot;","block_context":{"text":"Earnings Call Transcripts","link":"https:\/\/alphastreet.com\/india\/category\/transcripts\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1 1x, 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\u2014 Managing Director Jay Khushal Mota \u2014 Chief Financial Officer Analysts: Unidentified Participant Nemin Doshi \u2014 Analyst Mar Jahan \u2014 Analyst Mitul Shah \u2014 Analyst Mitul Shah \u2014\u2026","rel":"","context":"In &quot;Earnings Call Transcripts&quot;","block_context":{"text":"Earnings Call Transcripts","link":"https:\/\/alphastreet.com\/india\/category\/transcripts\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=525%2C300&ssl=1 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Shah \u2014 Managing Director Jay Mota \u2014 Whole Time Director and Chief Financial Officer Analysts: Tushar Pendharkar \u2014 Analyst Nemin Doshi \u2014 Analyst Monshree Soni \u2014 Analyst Unidentified Participant Samarth Lalwani \u2014 Analyst\u2026","rel":"","context":"In &quot;Earnings Call Transcripts&quot;","block_context":{"text":"Earnings Call Transcripts","link":"https:\/\/alphastreet.com\/india\/category\/transcripts\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":179217,"url":"https:\/\/alphastreet.com\/india\/manba-finance-ltd-manba-q3-2026-earnings-call-transcript\/","url_meta":{"origin":178615,"position":4},"title":"Manba Finance Ltd (MANBA) Q3 2026 Earnings Call Transcript","author":"News desk","date":"February 2, 2026","format":false,"excerpt":"Manba Finance Ltd (NSE: MANBA) Q3 2026 Earnings Call dated Jan. 30, 2026 Corporate Participants: Manish K. Shah \u2014 Managing Director Jay Mota \u2014 Executive Director & Chief Financial Officer Analysts: Unidentified Participant Heli Shah \u2014 Analyst Divyam Doshi \u2014 Analyst Sudharsan Nachimuthu \u2014 Analyst Devansh Shah \u2014 Analyst Presentation:\u2026","rel":"","context":"In &quot;Earnings Call Transcripts&quot;","block_context":{"text":"Earnings Call Transcripts","link":"https:\/\/alphastreet.com\/india\/category\/transcripts\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":165690,"url":"https:\/\/alphastreet.com\/india\/manappuram-finance-ltd-q2fy25-2-rise-in-profits\/","url_meta":{"origin":178615,"position":5},"title":"Manappuram Finance Ltd Q2FY25; 2% rise in Profits","author":"Chirag Gupta","date":"November 18, 2024","format":false,"excerpt":"Manappuram Finance is a Non-Banking Finance Company (NBFC), which provides a wide range of fund based and fee based services including gold loans, money exchange facilities, etc. The Company is a Systemically Important Non-Deposit taking NBFC(NBFC-ND). Financial Results: Manappuram Finance Ltd reported Revenues for Q2FY25 of \u20b92,633.00 Crores up from\u2026","rel":"","context":"In &quot;AlphaGraphs&quot;","block_context":{"text":"AlphaGraphs","link":"https:\/\/alphastreet.com\/india\/category\/infographics\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2024\/11\/download-1-6.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2024\/11\/download-1-6.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2024\/11\/download-1-6.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2024\/11\/download-1-6.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2024\/11\/download-1-6.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2024\/11\/download-1-6.png?resize=1400%2C800&ssl=1 4x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/178615","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/users\/2389"}],"replies":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/comments?post=178615"}],"version-history":[{"count":1,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/178615\/revisions"}],"predecessor-version":[{"id":178616,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/178615\/revisions\/178616"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/media\/125416"}],"wp:attachment":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/media?parent=178615"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/categories?post=178615"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/tags?post=178615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}