Indian Railway Finance Corporation Limited (NSE) IRFC share price dropped 1% on January 19 despite reporting a 10.5% YoY profit increase to INR1,802 crores. Revenue fell by 1.5%, but assets under management hit a record high, indicating strong long-term growth potential. Indian Railway Finance Corporation (IRFC) share price ended Monday’s session, January 19, down 1% at INR120.90, as the company’s December quarter performance failed to lift investor sentiment.<\/p>\n\n\n\n
NSE Live Price: \u20b9116.23<\/p>\n\n\n\n
Intraday Change: \u20113.86% from the previous close, indicating the share is trading lower on the day.<\/p>\n\n\n\n
Trading Range Today:<\/p>\n\n\n\n
Day\u2019s High: ~\u20b9121.45<\/p>\n\n\n\n
Day\u2019s Low: ~\u20b9115.49<\/p>\n\n\n\n
Previous Close: ~\u20b9120.90<\/p>\n\n\n\n
This implies an intraday move of approximately \u20113.86% (down) relative to the previous session\u2019s close.<\/p>\n\n\n\n
52\u2011week high: ~\u20b9155.52\u202f\u2013\u202f\u20b9155.5 range.<\/p>\n\n\n\n
52\u2011week low: ~\u20b9108.04\u202f\u2013\u202f\u20b9108.75 range.<\/p>\n\n\n\n
This means the stock has swung roughly ~43\u201344% from its low to its high over the last 12 months, illustrating both sharp rallies and subsequent corrections within the period.<\/p>\n\n\n\n
Net Profit (PAT): \u20b91,802.19\u202fcrore \u2014 highest-ever quarterly profit for IRFC, up ~10.5\u201311%\u202fYoY from \u20b91,630.66\u202fcrore in Q3\u202fFY25.<\/p>\n\n\n\n
Total Income: ~\u20b96,719\u202fcrore \u2014 slightly down from ~\u20b96,766\u202fcrore in the year\u2011ago period.<\/p>\n\n\n\n
Net Interest Margin (NIM): improved by ~8%\u202fYoY, supported by disciplined liability management and diversified disbursements.<\/p>\n\n\n\n
Assets Under Management (AUM): reached a record \u20b94.75\u202flakh\u202fcrore as of Dec\u202f31, 2025 \u2014 a key balance\u2011sheet strength indicator.<\/p>\n\n\n\n
Full\u2011year loan sanction guidance: \u20b960,000\u202fcrore achieved within nine months, reflecting strong loan growth.<\/p>\n\n\n\n
Earnings quality: Growth in net profit with stable\/improving margins suggests strong execution of IRFC\u2019s core financing business.<\/p>\n\n\n\n
Full\u2011Year Context & Longer\u2011Term Growth<\/strong><\/p>\n\n\n\n Annual revenue (FY2025): \u20b966.77\u202fbillion (\u20b96,677\u202fcrore), modest growth of ~1.6\u202f% over FY2024.<\/p>\n\n\n\n Revenue over last 12 months: \u20b970.23\u202fbillion, revenue up 5.3\u202f% YoY in trailing 12\u2011month terms.<\/p>\n\n\n\n Over prior years, IRFC\u2019s revenue growth has been more pronounced in earlier periods (e.g., 28\u201337\u202f% jumps in FY22 vs FY21).<\/p>\n\n\n\n Macro Headwinds Affecting Share Price of IRFC<\/strong><\/p>\n\n\n\n Rising bond yields and weak transmission of rate cuts into corporate borrowing costs.<\/p>\n\n\n\n Continued foreign investor outflows weighing on overall equity sentiment.<\/p>\n\n\n\n Profit\u2011booking after earlier rallies and technical weakness.<\/p>\n\n\n\n Perceptions of financing demand vs. policy shifts in public infrastructure.<\/p>\n","protected":false},"excerpt":{"rendered":" Indian Railway Finance Corporation Limited (NSE) IRFC share price dropped 1% on January 19 despite reporting a 10.5% YoY profit increase to INR1,802 crores. Revenue fell by 1.5%, but assets under management hit a record high, indicating strong long-term growth potential. Indian Railway Finance Corporation (IRFC) share price ended Monday’s session, January 19, down 1% […]<\/p>\n","protected":false},"author":2383,"featured_media":125416,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[392,1941,5],"tags":[8265],"class_list":["post-177441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-earnings","category-stock-analysis","category-latest","tag-finance"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/alphastreet.com\/india\/wp-content\/uploads\/2021\/11\/Earnings-Coverage.jpg","jetpack_likes_enabled":false,"jetpack-related-posts":[{"id":147252,"url":"https:\/\/alphastreet.com\/india\/earnings-summary-of-indian-railway-finance-corporation-limited-for-q4-fy23\/","url_meta":{"origin":177441,"position":0},"title":"Earnings Summary Of Indian Railway Finance Corporation Limited For Q4 FY23","author":"Hardik Bhandare","date":"May 24, 2023","format":false,"excerpt":"Indian Railway Finance Corporation Limited (IRFC) is a public sector enterprise established in 1986 under the Ministry of Railways, Government of India. It is the dedicated financing arm of the Indian Railways and plays a crucial role in raising funds for various infrastructure projects and operations of the railway sector.\u2026","rel":"","context":"In "Earnings"","block_context":{"text":"Earnings","link":"https:\/\/alphastreet.com\/india\/category\/earnings\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/898c572d-b97a-4c10-acd3-c5f4d9ad88be-13-1.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/898c572d-b97a-4c10-acd3-c5f4d9ad88be-13-1.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/898c572d-b97a-4c10-acd3-c5f4d9ad88be-13-1.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/898c572d-b97a-4c10-acd3-c5f4d9ad88be-13-1.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/898c572d-b97a-4c10-acd3-c5f4d9ad88be-13-1.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/898c572d-b97a-4c10-acd3-c5f4d9ad88be-13-1.png?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":171553,"url":"https:\/\/alphastreet.com\/india\/irfc-q2-fy26-earnings-results\/","url_meta":{"origin":177441,"position":1},"title":"IRFC Q2 FY26 Earnings Results","author":"Divyansh_Kasana","date":"October 16, 2025","format":false,"excerpt":"Company Overview Indian Railway Finance Corporation (IRFC), incorporated in 1986, serves as the dedicated financing arm of the Indian Railways. The company raises funds from domestic and international capital markets to finance the acquisition and creation of railway assets, which are then leased to Indian Railways under long-term finance lease\u2026","rel":"","context":"In "AlphaGraphs"","block_context":{"text":"AlphaGraphs","link":"https:\/\/alphastreet.com\/india\/category\/infographics\/"},"img":{"alt_text":"IRFC Q2 FY26 Earnings Results","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/10\/IRFC.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/10\/IRFC.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/10\/IRFC.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/10\/IRFC.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/10\/IRFC.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/10\/IRFC.png?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":142756,"url":"https:\/\/alphastreet.com\/india\/earnings-summary-of-indian-railway-financ-limited-for-q3-fy23\/","url_meta":{"origin":177441,"position":2},"title":"Earnings Summary Of Indian Railway Finance Limited For Q3 FY23","author":"Hardik Bhandare","date":"February 24, 2023","format":false,"excerpt":"Indian Railway Finance Corporation Limited (IRFC) is a public sector enterprise that specializes in financing railway projects in India. It was established in 1986 as the dedicated financing arm of the Indian Railways. The company's main objective is to mobilize funds from various sources, including the domestic and international markets,\u2026","rel":"","context":"In "Earnings"","block_context":{"text":"Earnings","link":"https:\/\/alphastreet.com\/india\/category\/earnings\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":161613,"url":"https:\/\/alphastreet.com\/india\/indian-railway-finance-corp-q4-fy24-earnings-conference-call-insights\/","url_meta":{"origin":177441,"position":3},"title":"Indian Railway Finance Corp Q4 FY24 Earnings Conference Call Insights","author":"Praveen","date":"May 24, 2024","format":false,"excerpt":"Key highlights from Indian Railway Finance Corp (IRFC) Q4 FY24 Earnings Concall Railways CapEx Increasing focus on infrastructure, capacity enhancement, decongestion, passenger experience, safety. Major part of planned CapEx directed towards implementation of economic corridors (energy, mineral, cement, port connectivity, high-density traffic). About 40,000 km of new track likely to\u2026","rel":"","context":"In "Concall Highlights"","block_context":{"text":"Concall Highlights","link":"https:\/\/alphastreet.com\/india\/category\/earnings-call-highlights\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/10\/CC_Image_1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/10\/CC_Image_1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/10\/CC_Image_1.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/10\/CC_Image_1.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":174609,"url":"https:\/\/alphastreet.com\/india\/indian-railway-finance-corp-irfc-q4-2025-earnings-call-transcript\/","url_meta":{"origin":177441,"position":4},"title":"INDIAN RAILWAY FINANCE CORP (IRFC) Q4 2025 Earnings Call Transcript","author":"News desk","date":"January 22, 2026","format":false,"excerpt":"INDIAN RAILWAY FINANCE CORP (NSE: IRFC) Q4 2025 Earnings Call dated Apr. 29, 2025 Corporate Participants: Manoj Kumar Dubey \u2014 Chairman and Managing Director and Chief Executive Officer Shelly Verma \u2014 Director, Finance Analysts: Parth Jariwala \u2014 Analyst Mohit Jain \u2014 Analyst Abhishek Law \u2014 Analyst Kamal Mulchandani \u2014 Analyst\u2026","rel":"","context":"In "Earnings Call Transcripts"","block_context":{"text":"Earnings Call Transcripts","link":"https:\/\/alphastreet.com\/india\/category\/transcripts\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/Transcript-thumbnail.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":131510,"url":"https:\/\/alphastreet.com\/india\/indian-railway-finance-corp-ltd-irfc-q4-fy22-earnings-concall-transcript\/","url_meta":{"origin":177441,"position":5},"title":"Indian Railway Finance Corp Ltd (IRFC) Q4 FY22 Earnings Concall Transcript","author":"IRS_INDIA","date":"May 24, 2022","format":false,"excerpt":"Indian Railway Finance Corp Ltd (NSE: IRFC) Q4 FY22 Earnings Concall dated May. 24, 2022 Corporate Participants: Amitabh Banerjee\u00a0--\u00a0Chairman and Managing Director Unidentified Speaker\u00a0-- Analysts: Pritesh Bumb\u00a0--\u00a0DAM Capital Advisors -- Analyst Harsh Shah\u00a0--\u00a0L&T Mutual Funds -- Analyst Rucha Amdekar\u00a0--\u00a0IDFC Mutual Fund -- Analyst Shabbir Kayyumi\u00a0--\u00a0Systematix Group -- Analyst Priyank Chheda\u00a0--\u00a0Standard\u2026","rel":"","context":"In "Earnings Call Transcripts"","block_context":{"text":"Earnings Call Transcripts","link":"https:\/\/alphastreet.com\/india\/category\/transcripts\/"},"img":{"alt_text":"Earnings Conference Call Transcript","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/09\/Transcript-thumbnail-e1657213425955.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/09\/Transcript-thumbnail-e1657213425955.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/09\/Transcript-thumbnail-e1657213425955.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/177441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/users\/2383"}],"replies":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/comments?post=177441"}],"version-history":[{"count":3,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/177441\/revisions"}],"predecessor-version":[{"id":177518,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/177441\/revisions\/177518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/media\/125416"}],"wp:attachment":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/media?parent=177441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/categories?post=177441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/tags?post=177441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}