{"id":146593,"date":"2023-05-18T07:24:47","date_gmt":"2023-05-18T11:24:47","guid":{"rendered":"https:\/\/44.250.171.167\/?p=146593"},"modified":"2023-05-18T07:50:26","modified_gmt":"2023-05-18T11:50:26","slug":"earnings-paisalo-digital-ltd-nse-paisalo-q4fy23-results-out-total-income-rises-15-yoy","status":"publish","type":"post","link":"https:\/\/alphastreet.com\/india\/earnings-paisalo-digital-ltd-nse-paisalo-q4fy23-results-out-total-income-rises-15-yoy\/","title":{"rendered":"Alphagraph | Paisalo Digital Ltd (NSE: PAISALO): Q4FY23 Results Out; Total Income rises 15% YoY."},"content":{"rendered":"\n

Paisalo Digital Ltd is a Non-Deposit Taking Non-Banking Financial Company that was incorporated in 1992. The company has its registered office in Delhi and its head office in Agra. It offers a variety of financial products including Business Loans, SME & MSME Loans, and Income Generation Loans for business and self-employment purposes.<\/p>\n\n\n\n

One notable aspect of Paisalo Digital’s operations is its Co-Origination Loan Model. The company has signed an agreement with State Bank of India (SBI) for co-origination of Priority Sector Loans. Under this model, SBI contributes 80% of the loan value while Paisalo Digital contributes the remaining 20%. The risk and reward sharing in this model is in an 80:20 ratio. This partnership allows for low borrowing costs for customers at the bottom of the pyramid due to SBI’s low cost of funds and Paisalo Digital’s low cost of operations.<\/p>\n\n\n\n

\"\"<\/figure>\n","protected":false},"excerpt":{"rendered":"

Paisalo Digital Ltd is a Non-Deposit Taking Non-Banking Financial Company that was incorporated in 1992. The company has its registered office in Delhi and its head office in Agra. It offers a variety of financial products including Business Loans, SME & MSME Loans, and Income Generation Loans for business and self-employment purposes. One notable aspect […]<\/p>\n","protected":false},"author":1932,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[392],"tags":[9708],"class_list":["post-146593","post","type-post","status-publish","format-standard","hentry","category-earnings","tag-nbfc"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_likes_enabled":false,"jetpack-related-posts":[{"id":146607,"url":"https:\/\/alphastreet.com\/india\/alphagraph-paisalo-digital-ltd-nse-paisalo-q3fy23-results-out-total-income-rises-21-yoy\/","url_meta":{"origin":146593,"position":0},"title":"Alphagraph | Paisalo Digital Ltd (NSE: PAISALO): Q3FY23 Results Out; Total Income rises 21% YoY.","author":"Divyansh_Kasana","date":"May 18, 2023","format":false,"excerpt":"Paisalo Digital Ltd is a Non-Deposit Taking Non-Banking Financial Company that was incorporated in 1992. 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