{"id":138686,"date":"2023-01-17T07:00:00","date_gmt":"2023-01-17T12:00:00","guid":{"rendered":"https:\/\/44.250.171.167\/?p=138686"},"modified":"2023-01-17T07:23:42","modified_gmt":"2023-01-17T12:23:42","slug":"infographic-bank-of-indianse-bankindia-q3fy23-results-operating-profit-up-30-59-qoq","status":"publish","type":"post","link":"https:\/\/alphastreet.com\/india\/infographic-bank-of-indianse-bankindia-q3fy23-results-operating-profit-up-30-59-qoq\/","title":{"rendered":"Infographic : Bank of India(NSE : BANKINDIA)| Q3FY23 Results | Operating Profit up 30.59% QoQ."},"content":{"rendered":"\n

Bank of India (NSE: BANKINDIA)<\/a> is a state-owned financial services company headquartered in Mumbai, India. It was founded in 1906 and is one of the oldest and largest commercial banks in the country. BOI offers a wide range of banking products and services to individuals, small and medium-sized enterprises, and large corporations. These include savings and current accounts, fixed deposits, loans, credit cards, and insurance. The bank also has a strong presence in the overseas market, with branches and subsidiaries in several countries. <\/p>\n\n\n\n

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The Bank of India has released its Q3FY23 results, showing an improvement in net profit, which increased by 12% YoY and 20% sequentially to Rs 1,151 crore. The operating profit also improved by 74% YoY and 8% sequentially to Rs 3,652 crore. The return on assets (RoA) also improved to 0.55%. <\/p>\n\n\n\n

The bank’s net interest margin (NIM) stood at 3.28%, an improvement of 101 bps YoY and 24 bps sequentially. Net interest income (NII) stood at Rs 5,596 crore, an increase of 64% YoY and 10% sequentially. Yield on advances stood at 7.67%, up by 65 bps YoY and 46 bps sequentially. <\/p>\n\n\n\n

The gross NPA ratio stood at 7.66%, a decrease of 280 bps YoY, and the net NPA ratio stood at 1.61%, a decrease of 105 bps YoY. The provision coverage ratio was at 90.27%. The slippage ratio stood at 0.27%, a decrease of 20 bps YoY. The bank’s capital adequacy ratio (CRAR) stood at 15.60%, with Tier-I at 13.61% and CET-1 at 12.77%. Retail advances grew by 13.24% YoY and constitute 54.14% of gross advances. CASA deposits increased by 3.70% YoY and CASA% at 44.56%.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bank of India (NSE: BANKINDIA) is a state-owned financial services company headquartered in Mumbai, India. It was founded in 1906 and is one of the oldest and largest commercial banks in the country. BOI offers a wide range of banking products and services to individuals, small and medium-sized enterprises, and large corporations. These include savings […]<\/p>\n","protected":false},"author":1932,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1941,392,6350],"tags":[151],"class_list":["post-138686","post","type-post","status-publish","format-standard","hentry","category-stock-analysis","category-earnings","category-trending-stocks","tag-banking"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_likes_enabled":false,"jetpack-related-posts":[{"id":123810,"url":"https:\/\/alphastreet.com\/india\/bank-of-india-bankindia-q4-fy21-earnings-concall\/","url_meta":{"origin":138686,"position":0},"title":"Bank of India (BANKINDIA) Q4 FY21 Earnings Concall","author":"Sahil_Anand","date":"June 4, 2021","format":false,"excerpt":"Bank of India (NSE:BANKINDIA) Q4 FY21 Earnings Concall dated June 04, 2021","rel":"","context":"In "Earnings"","block_context":{"text":"Earnings","link":"https:\/\/alphastreet.com\/india\/category\/earnings\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2021\/06\/Bank-of-India-Q4-FY21-Earnings-Concall.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2021\/06\/Bank-of-India-Q4-FY21-Earnings-Concall.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2021\/06\/Bank-of-India-Q4-FY21-Earnings-Concall.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2021\/06\/Bank-of-India-Q4-FY21-Earnings-Concall.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2021\/06\/Bank-of-India-Q4-FY21-Earnings-Concall.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2021\/06\/Bank-of-India-Q4-FY21-Earnings-Concall.png?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":145380,"url":"https:\/\/alphastreet.com\/india\/alphagraph-bank-of-indianse-bankindiaq4-fy23-results-outtotal-income-rises-44-yoy\/","url_meta":{"origin":138686,"position":1},"title":"Alphagraph | Bank of India(NSE: BANKINDIA)|Q4 FY23 Results Out|Total Income rises 44% YoY.","author":"Divyansh_Kasana","date":"May 8, 2023","format":false,"excerpt":"Bank of India is a public sector bank in India that provides a range of financial products and services to individuals, small and medium enterprises, and large corporations. 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