{"id":129553,"date":"2022-05-16T09:36:21","date_gmt":"2022-05-16T13:36:21","guid":{"rendered":"https:\/\/44.250.171.167\/?p=129553"},"modified":"2022-10-06T03:23:58","modified_gmt":"2022-10-06T07:23:58","slug":"bandhan-bank-q4-2022-research-tear-sheet","status":"publish","type":"post","link":"https:\/\/alphastreet.com\/india\/bandhan-bank-q4-2022-research-tear-sheet\/","title":{"rendered":"Bandhan Bank Q4 FY 2022 Research Tear Sheet"},"content":{"rendered":"\n

Bandhan Bank Ltd.<\/strong> is a banking and financial services company. It is founded in 2015.The founder is Chandra Shekhar Ghosh. It has its headquarter in Kolkata, West Bengal India. It has its presence in 34 states and union territory with 5,639 banking outlets and more than 2.63 crore customers. The bank mainly deals with Banking, insurance, investment management, mortgage loans and mutual funds. The Total number of ATMs stood at 471 as on March 31, 2022. Total employee stood at 60,211.<\/p>\n\n\n\n

Key Financial Highlights<\/strong><\/p>\n\n\n\n

(in \u20b9 crore)<\/td>Q4 FY 22<\/td>Q4 FY 21<\/td><\/tr>
Total Income<\/td>3,504.20<\/td>2,457.40<\/td><\/tr>
Operating Profit<\/td>2,521.30<\/td>1,642.8 5<\/td><\/tr>
PBT<\/td>2,516.60<\/td>135.1<\/td><\/tr>
PAT<\/td>1,902.30<\/td>103<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Standalone Highlights<\/u><\/strong><\/p>\n\n\n\n

Operating Profit improved by 53.5% to \u20b92,521.3 crores in Q4 FY 2022.<\/p>\n\n\n\n

Net Interest Margin stood at 8.7% in Q4 FY 2022.<\/p>\n\n\n\n

In Q4 FY 2022 the Non-interest income is up by 37.7% to \u20b9964.4 crore.<\/p>\n\n\n\n

Consolidated Highlights<\/u><\/strong><\/p>\n\n\n\n

Net Interest Income (NII) improved by 15.2% to \u20b98,714.0 crore.<\/p>\n\n\n\n

Non-interest income increased by 39.6% to \u20b92,822.8 crore.<\/p>\n\n\n\n

Operating Profit shows an improvement of 18.4% to \u20b98,013.4 crore.<\/p>\n\n\n\n

Net Interest Margin stood at 8.2%.<\/p>\n\n\n\n

Management Updates<\/u><\/strong><\/p>\n\n\n\n

ROA & ROE are  6.0% and 46.5% in Q4 FY 2022.<\/p>\n\n\n\n

Net NPAs has declined significantly in 1.66% as on 31.3.2022.<\/p>\n\n\n\n

Capital Adequacy Ratio (CRAR) stood at 20.1%.<\/p>\n\n\n\n

GNPA has declined significantly to 6.46%.<\/p>\n\n\n\n

Business Updates<\/u><\/strong><\/p>\n\n\n\n

Bandhan Bank has amended Interest Rates On Non-Withdrawable Fixed Deposits.<\/p>\n\n\n\n

Bandhan Bank has decided to halve its microfinance portfolio over the next two years.<\/p>\n\n\n\n

Bandhan Bank has been authorised by The Reserve Bank of India for for undertaking Government business.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bandhan Bank Ltd. is a banking and financial services company. It is founded in 2015.The founder is Chandra Shekhar Ghosh. It has its headquarter in Kolkata, West Bengal India. It has its presence in 34 states and union territory with 5,639 banking outlets and more than 2.63 crore customers. The bank mainly deals with Banking, insurance, investment management, mortgage loans and […]<\/p>\n","protected":false},"author":1796,"featured_media":58681,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[6352,9908],"tags":[151,8249],"class_list":["post-129553","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-research-summary","category-research-tear-sheet","tag-banking","tag-banks"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg","jetpack_likes_enabled":false,"jetpack-related-posts":[{"id":128513,"url":"https:\/\/alphastreet.com\/india\/hdfc-bank-q4-fy-22-research-tear-sheet\/","url_meta":{"origin":129553,"position":0},"title":"HDFC Bank Q4 FY 22 Research Tear Sheet","author":"sreerupa","date":"April 19, 2022","format":false,"excerpt":"HDFC Bank Limited\u00a0is an Indian banking and financial services company. It has its headquarter in Mumbai, Maharashtra. It is incorporated on August 1994. The products include Credit cards, Consumer banking, Commercial banking, Finance and insurance, Investment banking, Mortgage loans, Private banking, Private equity and Wealth management. \u00a0The shares are traded\u2026","rel":"","context":"In "Research Summary"","block_context":{"text":"Research Summary","link":"https:\/\/alphastreet.com\/india\/category\/research-summary\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":128800,"url":"https:\/\/alphastreet.com\/india\/idfc-first-bank-research-tear-sheet-q4-fy22\/","url_meta":{"origin":129553,"position":1},"title":"IDFC First Bank Research Tear Sheet Q4 FY22","author":"sreerupa","date":"May 4, 2022","format":false,"excerpt":"IDFC First Bank\u00a0is an Indian\u00a0private sector bank. It forms part of IDFC. It was incorporated in the year on October, 2015. The bank got their license in July 2015 from Reserve Bank of India. The shares are listed on BSE and NSE. Initially it started with 23 branches in India\u2026","rel":"","context":"In "Research Summary"","block_context":{"text":"Research Summary","link":"https:\/\/alphastreet.com\/india\/category\/research-summary\/"},"img":{"alt_text":"Research Summary","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":128734,"url":"https:\/\/alphastreet.com\/india\/axis-bank-research-tear-sheet-q4-fy-2022\/","url_meta":{"origin":129553,"position":2},"title":"Axis Bank Research Tear Sheet Q4 FY 2022","author":"sreerupa","date":"May 2, 2022","format":false,"excerpt":"Axis Bank Limited is a private sector Indian\u00a0bank. It mainly deals with banking\u00a0and\u00a0financial services. It is headquartered in Mumbai,\u00a0Maharashtra. It was initially incorporated as UTI Bank in 1995. The bank has several subsidiaries Axis Asset Management Company Ltd., Axis Mutual Fund\u00a0Trustee Ltd., Axis Capital Ltd, Axis Finance Ltd, Axis Securities\u2026","rel":"","context":"In "Research Summary"","block_context":{"text":"Research Summary","link":"https:\/\/alphastreet.com\/india\/category\/research-summary\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":146717,"url":"https:\/\/alphastreet.com\/india\/earnings-bandhan-bank-ltd-nse-bandhanbnk-q4fy23-results-out-total-income-rises-1-yoy\/","url_meta":{"origin":129553,"position":3},"title":"Earnings | Bandhan Bank Ltd (NSE: BANDHANBNK): Q4FY23 Results Out; Total Income rises 1% YoY.","author":"Divyansh_Kasana","date":"May 19, 2023","format":false,"excerpt":"Bandhan Bank is a commercial bank operating in India, with a primary focus on serving underbanked and underpenetrated markets. With a presence across the country, the bank provides a diverse array of banking products and services tailored for micro banking and general banking purposes. Its offerings include asset and liability\u2026","rel":"","context":"In "Earnings"","block_context":{"text":"Earnings","link":"https:\/\/alphastreet.com\/india\/category\/earnings\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/4b0b185d-fd09-4e7e-947d-ef141089055f-3-3.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/4b0b185d-fd09-4e7e-947d-ef141089055f-3-3.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/4b0b185d-fd09-4e7e-947d-ef141089055f-3-3.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/4b0b185d-fd09-4e7e-947d-ef141089055f-3-3.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/4b0b185d-fd09-4e7e-947d-ef141089055f-3-3.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2023\/05\/4b0b185d-fd09-4e7e-947d-ef141089055f-3-3.png?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":128633,"url":"https:\/\/alphastreet.com\/india\/icici-bank-research-tear-sheet-q4-fy-2022\/","url_meta":{"origin":129553,"position":4},"title":"ICICI Bank Research Tear sheet Q4 FY 2022","author":"sreerupa","date":"April 27, 2022","format":false,"excerpt":"ICICI Bank Limited\u00a0is an Indian multinational bank. The bank is headquartered in Vadodara, Gujrat. The bank offers a wide range of banking products and financial services for corporate and\u00a0retail customers. It was incorporated on 5th January 1994.The bank has made its presence in 17 countries. The stocks are traded on\u2026","rel":"","context":"In "Research Summary"","block_context":{"text":"Research Summary","link":"https:\/\/alphastreet.com\/india\/category\/research-summary\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":130761,"url":"https:\/\/alphastreet.com\/india\/a-snapshot-on-the-profitability-of-bank-of-maharashtra-q4-fy-2022\/","url_meta":{"origin":129553,"position":5},"title":"A snapshot on the Profitability of Bank of Maharashtra Q4 FY 2022","author":"sreerupa","date":"June 23, 2022","format":false,"excerpt":"Bank of Maharashtra is an Indian nationalised bank. It is has it\u2019s headquarter located in Pune. The bank was incorporated on 16th September 1935. This is a very techno savvy and customer centric bank. It is serving a diverse section of people and enhancing towards global presence. Financial Snapshots Rs\u2026","rel":"","context":"In "Research Summary"","block_context":{"text":"Research Summary","link":"https:\/\/alphastreet.com\/india\/category\/research-summary\/"},"img":{"alt_text":"Research Summary","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/129553","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/users\/1796"}],"replies":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/comments?post=129553"}],"version-history":[{"count":0,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/129553\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/media\/58681"}],"wp:attachment":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/media?parent=129553"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/categories?post=129553"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/tags?post=129553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}