Axis Bank Limited is a private sector Indian bank. It mainly deals with banking and financial services. It is headquartered in Mumbai, Maharashtra. It was initially incorporated as UTI Bank in 1995. The bank has several subsidiaries Axis Asset Management Company Ltd., Axis Mutual Fund Trustee Ltd., Axis Capital Ltd, Axis Finance Ltd, Axis Securities Ltd, A.TREDS Ltd., Axis Bank UK Ltd, Axis Trustee Services Ltd, Accelyst Solutions Private Ltd. and Axis Private Equity Ltd.<\/p>\n\n\n\n
Key Financial Highlights<\/u><\/strong><\/p>\n\n\n\n Standalone Highlights<\/u><\/strong><\/p>\n\n\n\n Operating profit for Q4 FY 22 increased by 13% YOY and 5% QOQ to Rs 6,466 crores.<\/p>\n\n\n\n Profit after tax stood increased by 54% YOY & 14% QOQ to 4,118 crores.<\/p>\n\n\n\n NII grew 17% YOY & 2% QOQ.<\/p>\n\n\n\n Fee increased by 11% YOY and 12% QOQ to `3,758 crores.<\/p>\n\n\n\n Total deposits grew 19% YOY & 4% QOQ.<\/p>\n\n\n\n Consolidated Highlights<\/u><\/strong><\/p>\n\n\n\n Net profit increased by 98% YOY to 13,025 crores.<\/p>\n\n\n\n NII grew 13% YOY.<\/p>\n\n\n\n Fee income increased 22% YOY.<\/p>\n\n\n\n Total provisions declined by 49% to `7,359 crores.<\/p>\n\n\n\n Axis Bank Subsidiary<\/u><\/strong><\/p>\n\n\n\n Axis AMC shows an improvement of 32% YOY to 59,818 crores. The PAT increased by 47% YOY to `357 crores. There is an improvement from `242 crores in FY21. Axis Capital completed 44 ECM transactions. The PAT improved by 20% YOY. Axis Securities\u2019 broking revenues increased by 36% to YOY to `179 crores in Q4 FY 22 and 56% YOY to `662 crores respectively for FY 22. The net profit for Q4FY22 & FY22 shows a steady improvement by 21% and 40% YOY to `58 crores and `232 crores respectively. Axis Finance for Q4FY22 increased by 56% YOY to 113 crores. In FY22 PAT grew 72% YOY to `364 crores. <\/p>\n\n\n\n Management Updates<\/u><\/strong><\/p>\n\n\n\n In Q4FY22 ROE% stood at 15.87%. There is an improvement in 415 bps YOY and 168 bps QOQ.<\/p>\n\n\n\n The company declareddividend of `1 per equity share of face value of `2 per equity share.<\/p>\n\n\n\n The Gross NPA and Net NPA has improved significantly to 2.82% and 0.73% respectively from 3.17% and 0.91% as on 31st December 2021.<\/p>\n\n\n\n The total capital adequacy ratio stood at 18.54% and the CET-1 ratio is 15.24%.<\/p>\n\n\n\n 1.1 million Credit cards issued in Q4FY22.<\/p>\n\n\n\n Business Updates<\/u><\/strong><\/u><\/strong><\/p>\n\n\n\n As on31st March 2022, the Bank had 10,990 ATMs and 5,972 cash recyclers spread across the country.<\/p>\n\n\n\n Axis Bank has achieved 80 partnerships across the ecosystem and has more than 300 APIs hosted on its API Developer Portal.<\/p>\n\n\n\n The bank has almost 5.6 million customers using Axis mobile and Axis Pay apps.<\/p>\n\n\n\n The Corporate Digital project \u2018Neo\u2019 has made strong progress and have gone live in Q4.<\/p>\n","protected":false},"excerpt":{"rendered":" Axis Bank Limited is a private sector Indian bank. It mainly deals with banking and financial services. It is headquartered in Mumbai, Maharashtra. It was initially incorporated as UTI Bank in 1995. The bank has several subsidiaries Axis Asset Management Company Ltd., Axis Mutual Fund Trustee Ltd., Axis Capital Ltd, Axis Finance Ltd, Axis Securities Ltd, A.TREDS Ltd., Axis Bank […]<\/p>\n","protected":false},"author":1796,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[6352,9908],"tags":[151,8249],"class_list":["post-128734","post","type-post","status-publish","format-standard","hentry","category-research-summary","category-research-tear-sheet","tag-banking","tag-banks"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_likes_enabled":false,"jetpack-related-posts":[{"id":128071,"url":"https:\/\/alphastreet.com\/india\/axis-bank-research-tear-sheet-q3-fy22\/","url_meta":{"origin":128734,"position":0},"title":"Axis Bank Research Tear Sheet Q3 FY22","author":"sreerupa","date":"March 2, 2022","format":false,"excerpt":"Axis Bank Limited is a private sector Indian\u00a0bank. It mainly deals with banking\u00a0and\u00a0financial services. It is headquartered in Mumbai,\u00a0Maharashtra. It was initially incorporated as UTI Bank in 1995. The bank has several subsidiaries Axis Asset Management Company Ltd., Axis Mutual Fund\u00a0Trustee Ltd., Axis Capital Ltd, Axis Finance Ltd, Axis Securities\u2026","rel":"","context":"In "Research Summary"","block_context":{"text":"Research Summary","link":"https:\/\/alphastreet.com\/india\/category\/research-summary\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133190,"url":"https:\/\/alphastreet.com\/india\/axis-bank-ltd-research-summary\/","url_meta":{"origin":128734,"position":1},"title":"Axis Bank Ltd Q1 FY23 Research Summary","author":"sreerupa","date":"August 15, 2022","format":false,"excerpt":"Stock Data Ticker: AXISBANK Exchange :NSE and BSE Industry: Banking Price Performance Last 7 days\u00a0\u00a0\u00a0 4.40% YTD\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 12.08% Last 12 months\u00a0\u00a0\u00a0\u00a0 0.42% \u201cOur core operating performance in the current quarter is strong, with meaningful improvement in NIMs, growth in NII, core operating profit, benign credit costs and significant improvement in\u2026","rel":"","context":"In "Analysis"","block_context":{"text":"Analysis","link":"https:\/\/alphastreet.com\/india\/category\/stock-analysis\/"},"img":{"alt_text":"Research Summary","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2020\/04\/Research-summary.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":144313,"url":"https:\/\/alphastreet.com\/india\/alphagraph-axis-bank-ltd-nse-axisbankq4-fy23-results-outtotal-income-rises-31-yoy\/","url_meta":{"origin":128734,"position":2},"title":"Alphagraph | Axis Bank Ltd (NSE: AXISBANK)|Q4 FY23 Results Out|Total Income rises 31% YoY.","author":"Divyansh_Kasana","date":"April 27, 2023","format":false,"excerpt":"Axis Bank Ltd is one of the largest private sector banks in India, with a presence in retail and corporate banking. The bank offers a range of financial products and services, including savings and current accounts, personal loans, credit cards, wealth management, and investment banking. 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4% rise in Profits","author":"Divyansh_Kasana","date":"February 28, 2025","format":false,"excerpt":"Incorporated in December 1993, Axis Bank Limited is a private sector bank.It has the third-largest network of branches among private sector banks and an international presence through branches in DIFC (Dubai) and Singapore along with representative offices in Abu Dhabi, Sharjah, Dhaka and Dubai and an offshore banking unit in\u2026","rel":"","context":"In "AlphaGraphs"","block_context":{"text":"AlphaGraphs","link":"https:\/\/alphastreet.com\/india\/category\/infographics\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/02\/N.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/02\/N.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/02\/N.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/02\/N.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/02\/N.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/alphastreet.com\/india\/wp-content\/uploads\/2025\/02\/N.png?resize=1400%2C800&ssl=1 4x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/128734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/users\/1796"}],"replies":[{"embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/comments?post=128734"}],"version-history":[{"count":0,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/posts\/128734\/revisions"}],"wp:attachment":[{"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/media?parent=128734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/categories?post=128734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alphastreet.com\/india\/wp-json\/wp\/v2\/tags?post=128734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}` Rs crore<\/td> Q4FY22<\/td> Q4FY21<\/td><\/tr> Net Interest Income<\/td> 8,819<\/td> 7,555<\/td><\/tr> Other Income<\/td> 4,223<\/td> 3,541<\/td><\/tr> Operating Revenue<\/td> 13,042<\/td> 11,096<\/td><\/tr> Operating Profit<\/td> 6,466<\/td> 5,737<\/td><\/tr> Net Profit\/(Loss)<\/td> 4,118<\/td> 2,677<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n