{"id":128513,"date":"2022-04-19T10:38:06","date_gmt":"2022-04-19T14:38:06","guid":{"rendered":"https:\/\/44.250.171.167\/?p=128513"},"modified":"2022-10-05T06:35:39","modified_gmt":"2022-10-05T10:35:39","slug":"hdfc-bank-q4-fy-22-research-tear-sheet","status":"publish","type":"post","link":"https:\/\/alphastreet.com\/india\/hdfc-bank-q4-fy-22-research-tear-sheet\/","title":{"rendered":"HDFC Bank Q4 FY 22 Research Tear Sheet"},"content":{"rendered":"\n

HDFC Bank Limited<\/strong> is an Indian banking and financial services company. It has its headquarter in Mumbai, Maharashtra. It is incorporated on August 1994. The products include Credit cards, Consumer banking, Commercial banking, Finance and insurance, Investment banking, Mortgage loans, Private banking, Private equity and Wealth management.  The shares are traded on BSE and NSE.<\/p>\n\n\n\n

Key Financial Highlights<\/u><\/strong><\/p>\n\n\n\n

Rupees in Crores<\/td>Q4 FY 2022<\/td>Q4 FY 2021<\/td><\/tr>
Income from Operation<\/td>41,08,578<\/td>38,01,750<\/td><\/tr>
Total Profit Before Tax<\/td>13,04,466<\/td>10,83,907<\/td><\/tr>
Net Profit<\/td>10,05,518<\/td>8,18,651<\/td><\/tr>
Net NPA<\/td>4,40,768<\/td>4,55,482<\/td><\/tr>
Deposits<\/td>1559,21,744<\/td>1335,06,022<\/td><\/tr>
Advances<\/td>1368,82,093<\/td>1132,83,663<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Bank\u2019s net revenues grew by 7.3% to \u20b9 26,509.8 crore for Q3 FY 2022.<\/p>\n\n\n\n

Net Revenues, excluding trading income, increased by 10.4% to \u20b9 26,550.2 crore.<\/p>\n\n\n\n

Trading income increased by 10.6%.<\/p>\n\n\n\n

Profit before tax (PBT) increased by 20.3% to \u20b9 13,044.7 crore.<\/p>\n\n\n\n

Net profit  stands at  \u20b9 10,055.2 crore, with an increase of 22.8% for the quarter.<\/p>\n\n\n\n

Deposits<\/u><\/strong><\/p>\n\n\n\n

As per the Balance Sheet analysis the total deposit for Q4 FY 22 is 1559,21,744 crores, it increased by 16.8%. The total CASA deposits increased by 22.0%.  The savings account deposits stood at \u20b9 511,739 crores. For Q4 FY 22 the current account deposits is  \u20b9 239,311 crores and Time grew by 12.3% over the corresponding quarter.<\/p>\n\n\n\n

HDFC Subsidiaries<\/u><\/strong><\/p>\n\n\n\n

HDFC Securities Limited- <\/u><\/strong>HDFC bank holds a 96% stake in HSL. The income of HSL increased by 16% to \u20b9 509.7 crore. Profit after tax stood at \u20b9 235.6 crore.<\/p>\n\n\n\n

HDB Financial Services Limited<\/u><\/strong>– The bank holds a 95% stake in HDBFSL.  HDBFSL\u2019s net revenue grew by 13.0% to \u20b9 7,980.8 crore and Profit after tax stood at was \u20b9 1,011.4 crore.<\/p>\n\n\n\n

Conference Call Highlights:<\/u><\/strong><\/p>\n\n\n\n

Management Updates<\/u><\/strong><\/p>\n\n\n\n

EPS for Q4 FY 22 is  INR18.1 and book value per share increased in the quarter by INR18.6 to INR433.<\/p>\n\n\n\n

The bank has developed 18,130 ATMs \/ Cash Deposit & Withdrawal Machines (CDMs) across 3,188 cities.<\/p>\n\n\n\n

The number of employees reached at 141,579 as of March 31, 2022.<\/p>\n\n\n\n

Common Equity Tier 1 Capital ratio stood at 16.7% as of March 31, 2022.<\/p>\n\n\n\n

Business Updates<\/u><\/strong><\/p>\n\n\n\n

 Distribution network is expanded in partnership with Airtel Payments Bank, India Post Payment Bank and Manipal Business Solutions.<\/p>\n\n\n\n

The bank has issued 8.2 lakh cards in Q4 FY 2022.<\/u><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

HDFC Bank Limited is an Indian banking and financial services company. It has its headquarter in Mumbai, Maharashtra. It is incorporated on August 1994. The products include Credit cards, Consumer banking, Commercial banking, Finance and insurance, Investment banking, Mortgage loans, Private banking, Private equity and Wealth management.  The shares are traded on BSE and NSE. Key […]<\/p>\n","protected":false},"author":1796,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[6352,9908],"tags":[151,8249],"class_list":["post-128513","post","type-post","status-publish","format-standard","hentry","category-research-summary","category-research-tear-sheet","tag-banking","tag-banks"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_likes_enabled":false,"jetpack-related-posts":[{"id":128144,"url":"https:\/\/alphastreet.com\/india\/hdfc-bank-q3-fy-22-research-tear-sheet\/","url_meta":{"origin":128513,"position":0},"title":"HDFC Bank Q3 FY 22 Research Tear Sheet","author":"sreerupa","date":"March 7, 2022","format":false,"excerpt":"HDFC Bank Limited\u00a0is an Indian banking and financial services company. 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