PTC India Q2 FY26 Earnings Results

PTC India Financial Services Limited (PFS) is a NBFC registered with RBI which holds the status of Infrastructure Finance Company. It provides equity/debt financing solutions to the energy value chain. Presenting below are its Q2 FY26 earnings results.

 

Q2 FY26 Earnings Highlights

• Profit After Tax (PAT): ₹88.14 crore, up 86% YoY from ₹47.34 crore in Q2 FY25, marking significant earnings growth.​

• Loan Disbursements: ₹326 crore compared to NIL in Q2 FY25, indicating active growth in lending operations.​

• Loan Sanctions: ₹1,048 crore vs NIL in Q2 FY25, showcasing substantial business expansion.​

• Return on Net Worth (Annualized): 12.3% in Q2 FY26 vs 7.26% in Q2 FY25, reflecting better capital utilization.​

• Return on Assets (Annualized): 6.5% in Q2 FY26 vs 3.08% in Q2 FY25.​

• Yield on Earning Portfolio: 11.23% in Q2 FY26, marginally down from 11.47% in Q2 FY25.​

• Gross Stage III (Non-Performing Assets): Improved to ₹193 crore compared to ₹764 crore in Q2 FY25.​

• Provision Coverage Ratio for Stage III Assets: Improved to 76% from 63% YoY, indicating strengthened risk buffers.​

• Earnings Per Share (EPS): ₹1.37

 

Operational Highlights

• The company maintained a healthy balance sheet with improving asset quality supported by prudent underwriting.​

• Continued focus on expanding its power sector lending franchise and broader infrastructure financing.

• Emphasized prudent risk management and portfolio diversification to support sustainable credit growth.

 

 

Q1 FY26 Earnings Results

• PAT: Approx. ₹56 crore (per usual sequential growth trends).

• Loan sanction and disbursement activity ramped up in the first half supporting growth in earnings and asset base

 

To view the company’s previous earnings and latest concall transcripts, click here  to visit the Alphastreet India news channel.