Nucleus Software Exports Limited (NSE: NUCLEUS) consolidated revenue rose to Rs. 220.03 Crores for the quarter ended December 31, 2025, while net profit after tax experienced a year-on-year decline. The firm maintains a focus on AI-enabled platform upgrades and operational discipline to navigate evolving market requirements.
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Nucleus Software Exports Limited (NUCLEUS) disclosed its financial results for the third quarter of fiscal year 2025–26, reporting a 7% increase in consolidated revenue compared to the same period last year. Despite the top-line growth, the company’s profitability metrics were lower year-on-year, reflecting a period of significant investment in core platforms and cost management initiatives.
Key Development
On February 10, 2026, the company submitted its financial press release for the quarter and nine months ended December 31, 2025, to the National Stock Exchange and BSE Limited. The disclosure serves as a mandatory regulatory filing under Regulation 30(2) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Financial Performance
For Q3 FY 2025–26, consolidated revenue stood at Rs. 220.03 Crores, up from Rs. 205.70 Crores in the previous year’s third quarter. EBITDA (before exceptional items) was reported at Rs. 32.72 Crores. However, consolidated Profit After Tax (PAT) decreased to Rs. 20.70 Crores from Rs. 34.97 Crores in Q3 FY 2024–25. Consequently, Earnings Per Share (EPS) fell to Rs. 7.86 from Rs. 13.28 in the prior-year period. Standalone performance followed a similar trend, with revenue at Rs. 202.00 Crores and PAT at Rs. 17.42 Crores.
Business Outlook & Strategy
Management indicated a commitment to executing platform enhancements and maintaining customer engagement. The strategy emphasizes safeguarding profitability while continuing to fund essential investments. Operational priorities include disciplined cost management and the maintenance of a strong balance sheet. The company is also making progress on AI-enabled and automation-led enhancements, specifically targeting explainability and enterprise-grade reliability.
Guidance and Future Outlook
The company intends to monitor market conditions closely while prioritizing operational consistency and long-term sustainability. Future efforts will focus on enhancing its product suites to meet evolving digital transformation goals for financial institutions worldwide.
Regulatory Milestones and Segment Updates
The company remains compliant with SEBI reporting standards. Segment focus continues to be dominated by FinnOne Neo®, an end-to-end digital lending solution, and FinnAxia®, an integrated global transaction banking suite. These platforms are designed to streamline lending operations and optimize transaction banking processes such as cash and liquidity management. Performance across international markets was reported as stable, supported by sustained platform adoption.
Broader Industry Trends
The performance occurs within a broader industry context where financial institutions are increasingly seeking digital transformation and AI-powered platforms to manage complex, regulated operations. Nucleus Software’s digital services are designed to assist banks in achieving operational and cost efficiencies through these technology infrastructures.
Business Model and Market Situation
Nucleus Software operates as a software product company serving more than 200 banks and financial institutions across 50 countries. The business model covers diverse sectors including retail lending, corporate finance, Islamic finance, and automotive finance. The platforms manage an estimated 15trillioninyearlytransactions and over 1.2 trillion in loans globally.
Where Does Nucleus Software Exports Limited Stand Today?
The firm positions itself as a provider of disruptive Fintech solutions backed by four decades of BFSI domain expertise. Today, its systems support 26 million daily transactions and enable over 500,000 users to log in daily. Despite recent pressure on net profit, the company maintains steady customer engagement and continues to evolve its core platforms to meet global financial leadership standards.