Incorporated in 2009, One Mobikwik Systems Ltd is a digital banking platform which offers a wide range of financial products for both consumers and merchants. Presenting below are its Q1 FY26 earnings results.
Q1 FY26 Financial Results
-
Total Income: ₹270 crores, up 3.7% QoQ (Q4 FY25: ₹271.56 crores), down 20.8% YoY (Q1 FY25: ₹345.83 crores).
-
Total Expenses: ₹323.51 crores, up 18.8% QoQ, down 9.2% YoY.
-
Profit Before Tax (PBT): Net loss of ₹41.88 crores, compared to a loss of ₹0.64 crores in Q4 FY25 and loss of ₹6.35 crores in Q1 FY25.
-
Profit After Tax (PAT): Net loss of ₹40 crores, up significantly from losses of ₹0.67 crores in Q4 FY25 and ₹6.62 crores in Q1 FY25.
-
Earnings Per Share (EPS): -₹5.10, compared to -₹0.01 in Q4 FY25 and -₹1.20 in Q1 FY25.
-
Payments GMV: ₹384 billion, growing 53% YoY and 16% QoQ, driven by increasing registered users (180.2 million) and merchant base (4.64 million).
-
Payments Gross Margin: All-time high of 28%, up 12% YoY, supported by net payment margin maintained at 15 bps.
-
Digital Finance Growth: EMI disbursals up 31% QoQ to ₹6,931 million with take rates improving to 8% and gross margin rising to 13.3%.
Key Management Commentary & Strategic Highlights
-
Management highlighted continued strong growth in payments GMV and gross margin, with digital finance and new growth segments gaining momentum.
-
Despite losses, the company is focused on improving EBITDA driven by gross margin expansion and fixed cost reduction.
-
The lending segment saw improved take rates and disbursal growth, while the payments segment maintained strong customer engagement and platform strength.
-
Management expects EBITDA break-even within FY26 through focused operational efficiency and business scale-up.
-
Recent SEBI approval to operate as a stockbroker and clearing member through subsidiary Mobikwik Securities Broking Pvt Ltd positions the company for diversified revenue streams.
Q4 FY25 Earnings Results
-
Total Income: ₹266 crores.
-
PAT: Net loss of ₹56 crores.
-
EPS: -₹7.17.
-
Payments GMV: ₹331 billion approximately.
To view the company’s previous earnings and latest concall transcripts, click here to visit the Alphastreet India news channel.
Most Popular
Cochin Shipyard Ltd (COCHINSHIP) Q4 FY22 Earnings Concall Transcript
Cochin Shipyard Limited (NSE:COCHINSHIP) Q4 FY22 Earnings Concall dated May. 26, 2022 Corporate Participants: Madhu S Nair -- Chairman & Managing Director Jose V J -- Director Finance Analysts: Vastupal Shah
All you need to know about Antony Waste Handling Cell in one article
Can you guess the name of the company that was listed during the IPO frenzy in 2020 and is the second largest player in the Indian municipal waste management industry?
Demystifying the Leading Non-Ferrous Recycling Company of India
“Hey, how is the market doing today?” “Oh!, its falling tremendously since morning” I am sure news like these might be a common topic of discussion for you nowadays. Interestingly,