L&T Financial Holdings is a subsidiary of Larsen & Toubro, a leading Indian conglomerate with interests in engineering, construction, and financial services. The company provides a range of financial services including asset management, housing finance, mutual funds, and life insurance. L&T Financial Holdings operates through various subsidiaries, including L&T Finance Holdings, L&T Infrastructure Finance Company, and L&T Mutual Fund. The company’s performance is closely tied to the overall performance of the Indian economy and the industries in which it operates.
The company also have a diversified portfolio in rural and agriculture financing, commercial vehicle financing, construction equipment financing, and home finance, which helps mitigate the risk of a downturn in any one specific sector. The company is headquartered in Mumbai, India and it operates through a widespread network of branches and business correspondents across the country.