Ladies and gentlemen, thank you for standing by and welcome to the Second Quarter Fiscal Year 2021 Cavco Industries' Earnings Call. [Operator Instructions]
I will now hand the conference over to your speaker Mark Fusler, Director of Financial Reporting and Investor Relations. Please go ahead.
Good day and thank you for joining us for Cavco Industries' second quarter fiscal year 2021 earnings conference call. During this call, you'll be hearing from Bill Boor, President and Chief Executive Officer; Paul Bigbee, Chief Accounting Officer and myself.
Before we begin, we'd like to remind you that the comments made during this conference call by management may contain forward-looking statements under the provisions of the Private Securities Litigation Reform Act of 1995, including statements of expectations or assumptions about Cavco's financial and operational performance, revenues, earnings per share, cash flow or use, cost savings, operational efficiencies, current or future volatility in the credit markets or future market conditions.
All forward-looking statements involve risks and uncertainties, which could affect Cavco's actual results and could cause its actual results to differ materially from those expressed in any forward-looking statements made by or on behalf of Cavco. I encourage you to review Cavco's filings with the Securities and Exchange Commission, including without limitation, the Company's most recent Forms 10-K and 10-Q, which identify specific factors that may cause actual results or events to differ materially from those described in the forward-looking statements.
Some factors that may affect the Company's results include, but are not limited to the impact of local or national emergencies including the COVID-19 pandemic, and such impacts from state and federal regulatory action that restricts our ability to operate our business in the ordinary course and impacts on customer demand and the availability of financing for our products, our supply chain and the availability of raw materials for the manufacture of our products, the availability of labor and the health and safety of our workforce, our liquidity and access to the capital markets, the risk of litigation or regulatory action, potential reputational damage that Cavco may suffer as a result of matters under inquiry, adverse industry conditions, our involvement in vertically integrated lines of business including manufactured housing consumer finance, commercial finance and insurance, market forces and housing demand fluctuations, our business and operations being concentrated in certain geographic regions, loss of any of our executive officers, additional federal government shutdowns and the regulations affecting manufactured housing.
This conference call also contains time-sensitive information that is accurate as of the date of this live broadcast, Friday, October 30, 2020. Cavco undertakes no obligation to revise or update any forward-looking statement whether written or oral, to reflect events or circumstances after the date of this conference call, except as required by law.
Now, I'd like to turn the call over to Bill Boor, President and Chief Executive Officer. Bill?
William C. Boor
Thanks, Mark. Welcome, everyone and thank you for joining us to review our results for the second quarter. The people of Cavco continue to adjust a
Director of Financial Reporting and Investor Relations
William C. Boor
President and Chief Executive Officer
Chief Accounting Officer
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