Byline Bancorp, Inc. (NYSE:BY) Q4 2019 Earnings Conference Call - Final Transcript
Jan 24, 2020 • 10:00 am ET
Alberto J. Paracchini
in payoff activity and a stable rate environment. Given the additions we made in terms of staff that came in towards the second half of the year, we expect to see business from those hires becoming more pronounced in the second half of 2020. We will continue investing in infrastructure products and capabilities particularly in treasury management and continue to put technology in place to improve efficiencies and our customer experience. Given our market position, strong capital levels of liquidity, and most importantly, our team, we're optimistic about our ability to navigate the current environment and take advantage of opportunities in 2020.
That concludes our prepared remarks and now operator we can tell -- we can open up the call to questions.