Home Bancshares, Inc. (Conway, AR) (NASDAQ:HOMB) Q4 2019 Earnings Conference Call - Final Transcript

Jan 16, 2020 • 02:00 pm ET

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Home Bancshares, Inc. (Conway, AR) (NASDAQ:HOMB) Q4 2019 Earnings Conference Call - Final Transcript

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Executive
John W. Allison

it. When the multiples come back and they will, I think our shareholders will be rewarded. I think 2020 we're teed up for a good year in 2020 and we fought the expenses of most of the regulatory in '19. I don't see a lot of increases in expenses on the regulatory side and we are being teed up for a pretty good 2020. Donna -- Allie-- Allie, is that it? Allie?

Executive
Donna J. Townsell

Yeah.

Executive
John W. Allison

I think we are ready for Q&A. That's all I have. A good job by all for the quarter and thanks for your reports and we're ready for Q&A.

Executive
John Marshall

Mr. Chairman, this is John at Shore Premier. Before moving into Q&A it occurs me after listening to your comments and Tracy's, I should probably clarify my own regarding ROA. The numbers I have cited were correct, 2.5% for the month of December, 1.93% for the year. But those were pre-tax core ROA numbers. I should have provided net ROA numbers of 1.57% for December and 1.31% for the year for a truer apples-to-apples comparison with the other references. Sorry about that.

Executive
John W. Allison

I guess, Allie, we are ready.