Zions Bancorporation (NASDAQ:ZION) Q3 2019 Earnings Conference Call - Final Transcript
Oct 21, 2019 • 05:30 pm ET
important and we believe this level of capital is also somewhat conservative relative to our risk profile. Maintaining a risk profile which compares favorably to peers, while also maintaining strong positions in capital and liquidity is prudent. Therefore, while the capital we return to shareholders in 2020 is likely to be less than it was in 2019, assuming the status quo in the economy, we expect to continue to return excess capital through dividends and share repurchases over the next several quarters.
This concludes our prepared remarks. Latif, would you please open the line for questions? Thank you.