Bancolombia S.A. (NYSE:CIB) Q3 2018 Earnings Conference Call Transcript
Nov 08, 2018 • 08:00 am ET
Good morning ladies and gentlemen, and welcome to Bancolombia's Third Quarter 2018 Earnings Conference Call. My name is Richard and I'll be your operator for today's call. At this time, all participants are in a listen-only mode. Following the prepared remarks, there will be a question-and-answer session. (Operator Instructions) Please note that this conference is being recorded. (Forward-Looking Cautionary Statements) With us today is Mr. Juan Carlos Mora, CEO; Mr. Jaime Velasquez, Chief Strategy and Finance Officer; Mr. Jose Humberto Acosta, CFO; Mr. Rodrigo Prieto Uribe, Chief Risk Officer; Mr. Jorge Humberto Hernandez, CAO; Mr. Alejandro Mejia, IR Manager and Mr. Juan Pablo Espinosa, Chief Economist. I'll now turn the call over to Mr. Juan Carlos Mora, CEO of Bancolombia. Mr. Juan Carlos, you may begin.