EMC Insurance Group Inc. (NASDAQ:EMCI) Q3 2018 Earnings Conference Call Transcript

Nov 07, 2018 • 12:00 pm ET


EMC Insurance Group Inc. (NASDAQ:EMCI) Q3 2018 Earnings Conference Call Transcript


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Good day, and welcome to the EMC Insurance Group 2018 Third Quarter Earnings Conference Call. All participants will be in listen-only mode. (Operator Instructions) Please note, this event is being recorded. I'd now like to turn the conference over to Steve Walsh, Director of Investor Relations. Please go ahead, sir.

Steve Walsh

Thank you, Laura. Good afternoon, everyone, and welcome to EMC Insurance Group's 2018 third quarter earnings conference call. A copy of the news release is available on the Investor Relations page of our website, which can be found at investors.emcins.com. The archived audio webcast will be available for replay for approximately 90 days, following the earnings call. (Forward-Looking Cautionary Statements) Additional information about factors that could affect future results is addressed in our SEC filings, including forms S-1, 10-K, 10-Q and 8-K. Any information provided today should be read in conjunction with the 2018 third quarter earnings release with accompanying financial tables issued earlier today. Certain non-GAAP terms may be used during today's discussion. Please refer to the company's press release and SEC filings for a description and reconciliation of these terms. Speaking today will be Bruce Kelley, President and Chief Executive Officer; Mick Lovell, Executive Vice President of Operations; Mark Reese, Senior Vice President and Chief Financial Officer; and Scott Jean, Executive Vice President of Finance and Strategy. They, along with the other executive officers, will be available to answer questions following their prepared remarks. So at this time, it's my pleasure to introduce the company's President and CEO, Bruce Kelley.