Donegal Group Inc (NASDAQ:DGICB) Q3 2018 Earnings Conference Call Transcript

Oct 31, 2018 • 11:00 am ET


Donegal Group Inc (NASDAQ:DGICB) Q3 2018 Earnings Conference Call Transcript


Loading Event

Loading Transcript


Good morning, ladies and gentlemen. My name is Terry and I will be your conference operator today. At this time, I would like to welcome everybody to the Donegal Group, Inc. Q3 2018 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. (Operator Instructions) Please note that today's call is being recorded. Thank you. I'd now like to turn the call over to your host for today, Mr. Jeff Miller. You may begin your conference.

Jeff Miller

Thank you very much. Good morning, everyone. Welcome to the Donegal Group conference call for the third quarter ended September 30, 2018. Yesterday afternoon, we issued a news release outlining our quarterly results. For a copy of that release, please visit the Investor Relations section of our website at In today's call, Kevin Burke, President and Chief Executive Officer, will discuss a number of our recent developments and update you on our business strategy and initiatives. And I'll follow his comments with a brief overview of our quarterly financial details. Following our prepared comments, we will open the line for any questions you might have. (Forward-Looking Cautionary Statements) We also use certain non-GAAP financial measures to analyze our business results and refer you to the reconciliation of non-GAAP information included in the news release we issued yesterday. With that, I'll turn it over to Kevin.