Reliant Bancorp, Inc. (NASDAQ:RBNC) Q3 2018 Earnings Conference Call Transcript
Oct 25, 2018 • 10:00 am ET
Good morning and welcome to Reliant Bancorp's Third Quarter 2018 Earnings Conference Call. Hosting the call today from Reliant is DeVan Ard, President and Chief Executive Officer. He is joined by Dan Dellinger, Chief Financial Officer; Louis Holloway, Chief Operating Officer; and Alan Mims, Chief Credit Officer, who will be available during the question-and-answer session. Please note, Reliant Bancorp's earnings release is available on the Investor Relations page of the company's website at www.reliantbank.com. Today's call is being recorded and will be available for replay on Reliant Bancorp's website for the next 30 days. At this time, all participants have been placed in a listen-only mode. The call will be open for questions after the presentation. During this call, Reliant Bancorp may make comments, which constitute forward-looking statements. All forward-looking statements are subject to risks and uncertainties and other facts that may cause actual results and performance or achievements of Reliant Bancorp to differ materially from any results expressed or implied by such forward-looking statements. Many of such factors are beyond Reliant Bancorp's ability to control or predict and listeners are cautioned not to put undue reliance on such forward-looking statements. Additional factors, which could affect the forward-looking statements can be found in Reliant Bancorp's annual report on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K filed with the SEC. Reliant Bancorp disclaims any obligation to update or revise any forward-looking statements contained in this presentation, whether as a result of new information, future events or otherwise. In addition, these remarks may include certain non-GAAP financial measures as defined by SEC Regulation G. A presentation of the most directly comparable GAAP financial measures and a reconciliation of non-GAAP measures, comparable GAAP measures is available on Reliant Bancorp's website at www.reliantbank.com. I'd now like to turn the presentation over to DeVan Ard, Reliant Bancorp's President and CEO.