Bank Of The Ozarks Inc (NASDAQ:OZRK) Q1 2018 Earnings Conference Call - Preliminary Transcript

Apr 12, 2018 • 11:00 am ET


Bank Of The Ozarks Inc (NASDAQ:OZRK) Q1 2018 Earnings Conference Call - Preliminary Transcript


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Good day, ladies and gentlemen, and welcome to the Bank of The Ozarks First Quarter 2018 Earnings Conference Call. (Operator Instructions) I would now like to introduce your host for today's conference, Mr. Tim Hicks. Sir, you may begin.

Tim Hicks

Good morning. I'm Tim Hicks, Chief Administrative Officer and Executive Director of Investor Relations for Bank of The Ozarks. Thank you for joining our call this morning and participating in our question-and-answer session. As discussed last quarter, we made what we hope is a significant enhancement to our earnings release process by publishing management comments with our earnings press release earlier this morning. These comments are available on the Investor Relations section of our website. In today's Q&A discussion, we may make forward-looking statements about our expectations, estimates, and outlook for the future. Please refer to our earnings release, management comments and other public filings for more information on the various factors and risks that may cause actual results or outcomes to vary from those projected in or implied by such forward-looking statements.

Joining me on the call to take your questions are George Gleason, Chairman and CEO, Greg McKinney, Chief Financial Officer and Chief Accounting Officer, and Tyler Vance, Chief Operating Officer and Chief Banking Officer. We are very pleased to report our excellent first quarter results and we'll begin by opening up the lines for your questions. Let me ask our operator, Sandra, to remind our listeners how to queue in for questions.